Preferred Body Shop steering and How to Escape It
Promoting preferred RV Repair and auto body repair shops in Yuma is standard procedure for many insurance companies. If you are insured by one of the insurance companies that has preferred body shops, you are already the prime target for this trap.
Insurance companies negotiate with body shops. They will offer the body RV Repair and auto body repair shop in Yuma a large amount of claims work. The body shop must agree to do the work for lower negotiated labor and parts pricing. Body shops look at the deal and see that even though their profit margin might be lower per car, they will get more business.
The body shop will usually have to agree to use cheap aftermarket parts, which are of inferior quality to the Original Equipment Manufacturer (OEM) parts. OEM auto parts have to pass strict inspection with the US Department of Transportation to be installed on a new vehicle. Some aftermarket parts do not undergo such inspections. They might fit your car, but are arguably of lower quality than OEM parts.
It’s a great deal for the body shop, as they get more business. It’s a great deal for the insurance company, as they lower claims costs.
The insurance company might tell you that if you agree to have your car repaired in their preferred RV Repair and auto body repair shop in Yuma, they’ll guarantee the repairs, and make the repairs happen quicker. In reality those shops are working on a high volume of steered clients and the repair may take longer to get completed. Or a shop trying to meet the unrealistic time demands of the insurance company may result in an inferior repair. Remember these shops are working in the best interest of the insurance company.
Just because your car LOOKS good after the repairs doesn’t mean that all of the identical repairs were done to return your car to its pre-loss condition. In many cases, the body shop cuts corners with the encouragement of the insurance company.
So, who is getting steered?
The policyholder who has an automobile claim after a wreck is in the trap! Your car may be less safe after repairs using aftermarket parts, and certainly will sustain a drop in value after the repairs.
Remember TOP of the Line RV & Auto Body Center works in your best interest not the insurance company.
Here’s the Escape Strategy
There is NOTHING in most car insurance policies that forces you to accept the preferred body shop of your insurance company.
After the wreck, insist that the wrecker tow your car to a RV Repair and auto body shop in Yuma of your own choice. If its after business hours the tow company will tow it to there yard or your residence and you can arrange to have your vehicle sent to the body shop of your choice on the next available business day. These charges are typically covered by your insurance.
If the vehicle is damaged but safely drivable set your claim up and indicate to your insurance company that you have chosen your shop for repairs.
Under no circumstances do you need to take your car to the insurance companies preferred shops for an estimate. Multiple estimates will only slow down and complicate the repair process.
Supply your chosen RV Repair and auto body repair shop with your insurance claim information. Allow the shop to assist you in getting an accurate estimate with the insurance company in order to get your vehicle repaired. TOP of the Line RV & Auto Body Center will take care of all of this for you.
